Check Dollar(USD) to Naira Black Market Exchange Rate Today!

Home » Bank » loan

ECO Bank USSD Loan Code- How To Qualify For ECO Bank Loan In Nigeria

ECO Bank USSD Loan Code- How To Qualify For ECO Bank Loan In Nigeria


Get New DJ Mixes

Are you looking for an where to get a loan? Eco Bank is willing to offer loans. In this post, we are going to explain more about the Eco loan, Eco bank xpress loan, Ecobank online loan, Ecobank customer care number, how to get loan from Ecobank, and Ecobank salary advance loan code.

Keep reading to know more about ECO Bank USSD Loan Code and how to apply for ECO Bank Loan.

Eco Bank provides wholesale, retail, investment and transactional banking services to individuals, small and medium-sized enterprises (SMEs), local corporates, multinationals, governments and financial institutions.

Let’s see, how to download the ECO Bank app with your mobile phone or iPhone in this tutorial guide.

ECO BANK ON__phone


To download the ECO Bank app on your mobile phone, click on your Google Play store or app store; Using BANKING METHOD.

How To Open An ECO Bank Account

  • On your mobile phone and click on Google Playstore/App Store and Install the ECO Bank Mobile App.


  • Then, click “Open” and log in.
  • Select Country
  • Select language
  • Enter your (First, Middle, Last)Name, Marital status, and Gender (Male/Female).
  • (BVN) Do you have BVN – Yes/No.
  • Accept the terms and conditions.
  • Provide necessary information such as Date of birth, Email address, Phone Number and enter ID type.
  • Enter a phone number that is activated.
  • Enter a new pin and confirm the new pin.

You can follow these steps if you are a new customer but if you are not you will be asked if you are an existing customer.


You can visit and click on the “REGISTER” button on the Internet banking tab and tap open an account. At the ECO Bank account opening form, provide all the necessary information needed such as user ID. Then, enter your password and confirm.

When you are done with registration, you can now perform all these activities such as check your account balance, loan, bill payments, buy data, buy airtime for others, buy airtime for yourself, transfer money to an account and also transfer money to other bank accounts.

ECO Bank Loans Types

Here are the ECO Bank loan that you can apply for.

  • Mortgage loan
  • Personal loan
  • Auto loan
  • Travel loan
  • Advance Facility loan

Requirement (Documents) Needed For ECO Bank Loan

You will be required to upload some important documents and some personal details.

  • Completed application form
  • Bank statements (12 months)
  • Have a business or corporate bank account with ECO Bank.
  • A business or company registered—with the Corporate Affairs Commission (CAC)
  • Details of collateral offered (if any) and address
  • Valid means of identification (driving license, passport, voters card)

Here Are The Terms And Conditions For Applying For ECO Bank Loan

Here are the requirement needed, before you can apply for a loan from ECO Bank.

  • You must have an active account on ECO Bank.
  • Enter your country, if you are a citizen of (Nigeria) or any other country.
  • You must have a certain amount on your account.
  • You must enter your (BVN) bank verification number and also provide your National ID card, and driver’s license.
  • Download the ECO Bank mobile app on your phone.

How to Borrow Money From ECO Bank

These are steps to follow to get a loan from ECO Bank: Turn on your internet, such as a PC or smartphone and visit your Google Play Store to download the ECO Bank App.

  • Log in” to your ECO Bank account.
  • Scroll down to the bottom of the homepage and click on the “Finance” tab.
  • Choose the “Loan” option.

As a new user, complete the loan form by entering your full (FIRST, MIDDLE AND LAST) name, phone number, and home address.

  • Then, enter the loan amount you want to borrow.
  • Cross-check your information to know if it is correct and click on “Submit“.
  • Accept their “Terms and Conditions” before submitting.
  • You will be notified of the loan’s approval or rejection within a few minutes or hours.
  • Once, it is approved your desired amount will be sent to your account number.


ECO Bank USSD code *326# is used for accessing ECO bank loans, transferring funds, checking account balances, paying bills, and buying airtime.

In a tabular form, we are going to state the activities you can perform while using the ECO BANK USSD CODE.

Airtime Top-up for self*326*Amount#
Airtime Top-up for others*326* Amount*Phone Number#
Check Balance*326*0#
open an Xpress save account*326#
Pay bills*326* choose the option to pay bill#
For Xpress loan*326#
To reset PIN*326#

Also, see: GT Bank USSD Loan Code- How To Qualify For GT Bank Loan In Nigeria

These are Ecobank USSD Codes for other African countries:

Nigeria *326#,Uganda- dial *235#, Kenya- dial *335#, Tanzania- dial *150*18#, Cote d’Ivoire- *158#, Kenya – *335#, Ghana- *770#, Senegal- *2222#

Note: African countries such as Liberia, Burundi, Togo, Chad, Mali, Guinea, Malawi, Mozambique and Zimbabwe – *336#

How To Loan Using ECO Bank USSD Code

Here are the steps to follow, when you want to use the ECO Bank USSD code for a loan. But have this in mind before you can follow these steps, you must have an active account with ECO Bank and also use a mobile phone that has the registered number SIM.

To register for the Ecobank ussd service, provide the necessary requirement:

  • A phone number linked to your Ecobank account.
  • A mobile phone number.
  • An active account with Ecobank
  • A debit card.

Note: Using these steps, you don’t need a network connection on your PC or smartphone.


  • On your phone (keypad dialler), dial *326# and send the code.
  • From the displayed menu choose “7” to “Xpress save
  • Then, click on Yes to open the Xpress Save account
  • Agree to accept the terms and conditions.
  • Your account number will appear on your phone, proceed on applying for a loan.
  • Enter the amount you want to loan.
  • Enter a 4-digit pin to confirm your transaction.

Once, it is approved, a notification will be sent to your phone that your account has been credited (successful transaction) has been done.

ECO Bank Loan Interest Rate

In ECO Bank, the interest rate for personal loans is between 16.74% and 29.49% PER ANNUM.

ECO Bank Customer Care

If you in any way have difficulties in how to loan using the ECO Bank online banking app or ECO Bank USSD code, you can contact the ECO Bank customer agent for assistance.

You can chat with ECO Bank officers on WhatsApp

(234) 808 760 3717 OR Call 24/7 on 0700 500 0000.

Visit the ECO Bank email address: [email protected].

Chat with the Customer Care Executive on the website or via your Ecobank Mobile App.

Check Dollar (USD) To Naira Black Market Exchange Rate Today

Do you find Six9ja useful? Click here to give us five stars rating!


Join the Discussion

No one has commented yet. Be the first!

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.