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Fidelity Bank USSD Loan Code- How To Qualify For Fidelity Bank Loan In Nigeria

Fidelity Bank USSD Loan Code- How To Qualify For Fidelity Bank Loan In Nigeria


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We are back with another topic that will brighten your day, Fidelity Bank Loan. 

Let’s see the Fidelity loan app, fidelity login, Fidelity bank float loan, Fidelity personal loans, Fidelity bank personal loan interest rate, Fidelity bank ussd code, can I get a loan from fidelity bank, Fidelity bank auto loan phone number, Fidelity bank online loan payment and  Fidelity online loan application.

Keep reading to know more about Fidelity Bank USSD Loan Code, how to apply for Fidelity Bank Loan and the requirement needed for borrowing loans. Let’s see, how to download the Fidelity Bank app with your mobile phone in this tutorial guide.


To download the Fidelity Bank app on your mobile phone, click on your Google Play store or app store; Using BANKING METHOD.

How To Open An Fidelity Bank Account

  • On your mobile phone and click on Google Playstore/App Store and Install the Fidelity Bank Mobile App.
  • Then, click “Open” and log in.
  • Select “Country
  • Select language “English
  • Enter your (First, Middle, Last)Name, Marital status, and Gender (Male/Female).
  • (BVN) Do you have BVN – Yes/No.
  • Accept the “Terms and conditions“.
  • Provide necessary information such as Date of birth, Email address, Phone Number and enter ID type.
  • Enter a phone number that is activated.
  • Enter a “new pin” and confirm the new pin.

You can follow these steps if you are a new customer but if you are not you will be asked if you are an existing customer.

If you are using WEBSITE METHOD: then you have to visit: https// and  “Sign in“. Click on “Open” a new account – Saving, current, diaspora. Submit your BVN for verification – Verify and follow the instruction stated. An OTP will be sent to you containing your account number.

When you are done with registration, you can now perform all these activities such as checking your account balance, loan, bill payments, buying data, buying airtime for others, buying airtime for yourself to any network (MTN, Airtel, Glo,9Mobile), transferring money to an account and also transferring money to other bank accounts.

Requirement (Documents) Needed For Opening Fidelity Bank Account

You will be required to upload some important documents and some personal details before you can open a Fidelity Bank account.

  • Name (First Name -Middle Name – Last Name)
  • Date of birth (Day/Month/Year)
  • Citizenship
  • Contact phone number.
  • Occupation.
  • Mother’s maiden name.
  • Home address.
  • Email address.
  • Next of KINS
  • Residence status.
  • Passport.
  • Tax identification number.
  • Source of income (self-employed).

Also, see: ECO Bank USSD Loan Code- How To Qualify For ECO Bank Loan In Nigeria

Here Are The Terms And Conditions For Applying For Fidelity Bank Loan

Here are the requirement needed, before you can apply for a loan from Fidelity Bank.

  • You must have an active account on Fidelity Bank.
  • Enter your country, if you are a citizen of (Nigeria) or any other country.
  • You must have a certain amount on your account.
  • You must enter your (BVN) bank verification number and also provide your National ID card, and driver’s license.
  • You must download the Fidelity Bank mobile app on your phone.

Requirement (Documents) Needed For Fidelity Bank Loan

You will be required to upload some important documents and some personal details.

  • Completed application form
  • Bank statements (12 months)
  • Have a business or corporate bank account with Fidelity Bank.
  • A business or company registered—with the Corporate Affairs Commission (CAC)
  • Details of collateral offered (if any) and address
  • Valid means of identification (driving license, passport, voters card)

How to Borrow Money From Fidelity Bank

These are steps to follow to get a loan from Fidelity Bank: Turn on your internet, such as a PC or smartphone and visit your Google Play Store to download the Fidelity Bank App.

Log in” to your Fidelity Bank account.
Scroll down to choose the “Loan” option.

As a new user, complete the loan form by entering your full (FIRST, MIDDLE AND LAST) name, phone number, and home address.

Then, enter the loan amount you want to borrow.
Cross-check your information to know if it is correct and click on “Submit“.
Accept their “Terms and Conditions” before submitting.
You will be notified of the loan’s approval or rejection within a few minutes or hours.
Once, it is approved your desired amount will be sent to your account number.


The easy way to perform any Fidelity Bank transactions on your phone is by using Fidelity Bank USSD code *770# is used for accessing Fidelity Bank loans, transferring funds, checking account balances, paying bills, and buying airtime.


In a tabular form, we are going to state the activities you can perform while using the FIDELITY BANK USSD CODE.

Open a Fidelity bank Account*770*01#
Buy airtime for yourself*770*Amount# to purchase Mtn, Glo, Airtel or 9 Mobile recharge#
Buy airtime for loved ones or friends*770*Phone Number*Amount# recharge card to MTN, Glo, Airtel or 9 Mobile #
Transfer money to your fidelity account*770*Nuban Account Number*Amount#
Transfer money to other bank accounts*770*Nuban Account Number*Amount#
Check your fidelity bank balance*770*0#
Pay for bills*770* follow the on-screen prompts#
Withdraw cash from ATM without a Debit Card*770*8*Amount*follow the on-screen prompts to perform a cardless withdrawal#


Block your Debit card*770*911#

Opening An Account With The Use Of The USSD Code

Note: Using these steps, you don’t need a network connection on your PC or smartphone.

  • On your phone (keypad dialler), dial *770# and send the code.
  • From the displayed menu Choose “1” open an account (Instant banking).
  • You can either choose to open your account with or without BVN but remember, you will be limited to some things when you do not open your account with BVN.
  • Enter your name and phone number.
  • Choose the type of account, you want to open whether (Saving or current).
  • Then, fill in other requirements needed.

Once, you are done with the requirements, you will be sent a message in your SMS containing your account number.


How To Loan Using Fidelity Bank USSD Code

Here are the steps to follow, when you want to use the Fidelity Bank USSD code for a loan. But have this in mind before you can follow these steps, you must have an active account with Fidelity Bank and also use a mobile phone that has the registered number SIM.

Note: Using these steps, you don’t need a network connection on your PC or smartphone.

Below are the requirement to activate the Fidelity Bank USSD code on your phone before you start using it:

  • You must have a phone number linked to your bank account.
  • An active Fidelity Bank account.
  • An ATM Debit card.
  • Airtime on your mobile network for Network charge on your MTN, Glo, Airtel or 9 Mobile lines and dial *770# to activate the USSD banking.


  • On your phone (keypad dialler), dial *770*08# and send the code.
  • Agree to accept the terms and conditions.
  • Your account number will appear on your phone, proceed on applying for a loan.
  • Enter the amount you want to loan.
  • Enter a 4-digit pin to confirm your transaction.

Once, it is approved, a notification will be sent to your phone that your account has been credited (successful transaction) has been done.

Fidelity Bank Loan Interest Rate

In Fidelity Bank, the interest rate for personal loans is 10% p.a. It is as high as 6% for Naira investments, and 5% for other currencies depending on the principal invested

Fidelity Bank Customer Care

If you in any way have difficulties in how to loan using the Fidelity Bank online banking app or Fidelity Bank USSD code, you can contact the Fidelity Bank customer agent for assistance.

You can chat with Fidelity Bank officers

Call General Enquiry: 0700 343 35489; WhatsApp. TrueServe: 0903 000 5252

Visit the Fidelity Bank email address: [email protected].

Can I Get A Loan From Fidelity Bank?

Yes, you can loan from Fidelity Bank when you follow all the list requirements that we have listed below in this post.

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