GoMoni is a Nigerian online lending platform that offers personal loans to residents of Nigeria. The loan amount ranges from NGN10,000 to NGN100,000, and the repayment period is 91 days to 365 days. The interest rate is from 24% to 56% APR.
To apply for a GoMoni loan, you must:
- Be a resident of Nigeria
- Be between the ages of 18 and 60
- Have a valid ID and proof of income
- Download the GoMoni app and create an account
- Fill out a loan application and submit it
If your application is approved, the loan amount will be deposited directly into your bank account.
Overall, GoMoni is a viable option for Nigerians who need a small personal loan. However, it is important to be aware of the high interest rates before you apply.
Here are some additional details about GoMoni loans:
- The loan application process is completely online.
- You can track your loan status and make payments through the GoMoni app.
- GoMoni offers customer support 24/7.
If you are considering a GoMoni loan, I recommend that you compare the interest rates and terms of other lenders before you make a decision.
How Does GoMoni Loan Work?
GoMoni is a mobile lending platform that offers quick and easy loans to Nigerians. To get a loan from GoMoni, you will need to download the app and create an account. Once you have created an account, you will need to provide some basic information, such as your name, email address, phone number, and bank account details. You will also need to upload a copy of your ID and a recent utility bill.
Once you have submitted your application, GoMoni will assess your eligibility for a loan. If you are approved, you will be able to borrow a loan amount of between ₦10,000 and ₦100,000. The loan term will be between 91 days and 365 days. The interest rate on GoMoni loans is between 24% and 56% APR.
To repay your loan, you can make payments through the GoMoni app or by bank transfer. You can also set up automatic payments so that your loan is repaid on time.
Here are the steps on how GoMoni loan works:
- Download the GoMoni app from the Google Play Store or the App Store.
- Create an account and provide some basic information about yourself.
- Upload a copy of your ID and a recent utility bill.
- Apply for a loan and wait for approval.
- Receive your loan amount in your bank account.
- Repay your loan on time to avoid late fees.
How To Borrow Money From GoMoni Loan App
- Download the GoMoni app from the Google Play Store or App Store.
- Create an account with your phone number and email address.
- Enter your basic information, such as your name, address, and date of birth.
- Upload a copy of your ID card or passport.
- Provide proof of income, such as your bank statement or salary slip.
- Select the amount and term of your loan.
- Submit your loan application.
- GoMoni will review your application and approve or decline it within minutes.
- If your application is approved, the money will be deposited into your bank account within 24 hours.
Here are some of the eligibility requirements for borrowing money from GoMoni:
- You must be a resident of Nigeria.
- You must be between the ages of 18 and 60.
- You must have a valid ID card or passport.
- You must have a bank account in Nigeria.
- You must have a verifiable source of income.
The interest rates for GoMoni loans range from 24% to 56% APR. The repayment period is typically 91 days to 365 days.
It is important to read the terms and conditions of GoMoni loans carefully before applying. You should also make sure that you can afford to repay the loan before you borrow money.
How Much Can I Borrow From GoMoni Loan App?
The maximum amount you can borrow from GoMoni Loan App is NGN100,000. The minimum amount is NGN10,000. The loan term is between 91 and 365 days. The interest rate is between 24% and 56% APR.
To qualify for a loan from GoMoni, you must be a Nigerian resident between the ages of 18 and 60. You must also have a valid bank account and a means of income. You can apply for a loan through the GoMoni app.
Here are some other things to keep in mind when applying for a loan from GoMoni:
- Your credit score will be considered when you apply for a loan.
- You will need to provide proof of income and identity.
- You may be required to pay a processing fee.
- You will be required to make monthly repayments on your loan.
If you are considering applying for a loan from GoMoni, it is important to carefully consider the terms and conditions of the loan before you apply. You should also make sure that you can afford the monthly repayments.
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