Loan Service In Nigeria Explained

Loan service in Nigeria Explained


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In this post, we are going to explain to you briefly what a loan is, its Meaning, and the type of loan.  Let’s see:

Types of loan services in Nigeria explained.
Personal loan service in Nigeria explained.
Online loan service in Nigeria explained.
rosabon loan requirements.
loan with BVN only in Nigeria.
loan in minutes in Nigeria.
cash loan in Nigeria.
Is rosabon financial services legit?

According to Wikipedia, Loan is the transfer of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money.

You can also say that loan is a sum of money that an individual or company borrows from a lender. It can be classified into three main categories, namely, unsecured and secured, conventional, and open-end and closed-end loans.

Before you access a loan, you must first apply and review your credit score, credit history, debt, and income to determine how much money to loan you and what annual percentage rate you qualify for.

Don’t forget to share, like, and comment on this post, read on to find out the top best companies that offer loan. With this let’s move over to the type of loan, we are going to detail all the types and explain them.

  • Startcredit.
  • Rosanbon financial service.
  • Skystone capital.
  • Lmoney.
  • C24 Limited.
  • Page Financials.
  • Migo.
  • Fundquest Financial service limited.
  • CFS financial service limited.

Rosabon Financial Services

Rosabon Financial Services (RFS) is an award-winning member of the Concept Group licensed by the Central Bank of Nigeria, CBN on the year April 22, 1993, to provide loans, leases, and investments to eligible individuals, SME businesses and Corporate Organizations (medium and Large).

It helps you achieve your financial goals by providing access to millions of naira whether in short and long term loans and also offers an interest rate of 15% per annum.

Rosabon financial services can be summed up in four points; partnerships, personal loans, vehicle leases, and investments.

Is Rosabon Financial Services Legit?

Yes, Rosabon financial services are very legit and also create a quick loan service, available 24 hours every day. Therefore, this means that any qualified individual can access the loan at any time or day. This service offers you the opportunity to get as much as N1.5 million without any guarantors or collateral.

Also, see: LOAN

Rosabon Loan Requirements

To know more about our requirements for private and public sector employees, see below: PRIVATE SECTOR EMPLOYEES.

  • Completed KYC forms with passport photograph.
  • National Means of Identification (Driver’s License, International Passport, National Identity Card, Voters Card (Valid)
  • Letter of Employment status ( employment letter/confirmation letter / Promotion letter/letter of introduction from Company’s HR)
  • Utility Bill showing current place of residence (not older than 3 months).
  • Salary Bank Statement (last 6 months)
  • Direct debit mandate or Post-dated cheques. Then, apply.


  • 1 Passport photograph or a selfie (a photographic self-portrait).
  • Your last 3 month’s Payslip.
  • Utility bill showing current place of residence (not older than 3 months).
  • Working  ID card showing Employer.
  • Consent letter to deduct from IPPIS. Then, apply.

How To Apply For Rosabon Financial Quick Loan?

You can apply for a Rosabon financial services through any of the following means: by visiting their official website at

Log in and click on the “apply now” button.

Then, provide all their requirement. OR

You can also send an email to the following address: [email protected] or call an agent at +2348150880038, +2348150880039, +2348150991085, +2348150991086, +234150880082.

Skystone Capital

Skystone Capital and Investment Limited is a leading national financial services and business consulting firm operating under the license of the Central Bank Of Nigeria.

Here are the top best services provide by skystone capital: SME funding, personal finance, funds management, leases, debtor factoring, Financial Advisory, and also fast disbursement of loans.


Lmoney thrives on providing an excellent loan calculator that allows you to simulate and kick-start your loan journey. You can get access to an N2 million loan within only 24 hours. Also, with LMoney, obtaining a loan couldn’t be any easier.

C24 Limited

C24 is another excellent company offering loan services in Nigeria. They offer up to N1 million in loans and a minimum of N40,000 with excellent disbursement time.

Page Financials

Page Financials is one of the leading technologically innovative retail financial institutions in Africa. Page Financials is your one-stop for online banking activities, especially in loans and investments.

Furthermore, they offer an amazingly user-friendly site that allows you to chat with agents on the go.

Page Financials’ interest rate is about 3.1% monthly for a 12-month period.


Migo is a loan service provider and also offers banking, merchant, fintech, and telcos financial services. You can make credit payments and overdraft facilities anywhere when carrying out digital transactions. Also, they offer amazing loans at flexible competitive rates that would suit just your needs and an interest rate of 5%-25%.

Fundquest Financial Services Limited

Fundquest financial service limited is a financial institution incorporated in Nigeria and launched in January 2012. It is a service licensed by CBN to provide loans, leases, investment, and advisory services in Nigeria. Also, they run a secure mobile payment option that allows you to pay for anything through their mobile app.

CFS Financial Services Limited

CFS Financial Services Limited is a non-banking financial institution.  These services have been operating since 2002 when it was licensed by the central bank of Nigeria and have grown over the years, providing excellent customer service with impressive results. Their products include credit services, treasury services, and CFS special products.

Loan With BVN Only In Nigeria

Here are the list of loans you can apply for with BVN in Nigeria. You are taking a secure loan or a loan without collateral, lenders will require details of your banking activities. Also, see:






Aella Credit

Alat by Wema




In conclusion, We have fully listed and explained the Loan Service In Nigeria Explained.

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