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Best money transfer app in Nigeria

Top Best Apps to Send Money to Nigeria from USA

Top Best Apps to Send Money to Nigeria from USA

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Best money transfer app in Nigeria– Do you need to make fast, secure, and low-cost money transfers to Nigeria? You’ve come to the right place.

You can receive money from overseas directly into your bank account, using Instarem, TransferGo, and Remitly. This post will explore the Best money transfer app in Nigeria to send money to Nigeria from USA.

best money transfer app

Using these apps, you can send money to a Nigerian bank account and offer businesses, online sellers, and individuals fast and easy currency exchange services. This app works in such a way that you can operate entirely online and can send either US dollars or naira to Nigeria.

The most interesting part of this app is that you can transfer money straight to the receiver’s bank account  Or if you prefer, you can send money using their phone number, also track your transfer and share the link with the receiver, so they can see when the money is coming in

Send an SMS to your receiver with a payment link in it. That link will allow them to fill in their own bank details and claim the money.

The receiver doesn’t even need to have an account with this app. Top Best Apps to Send Money to Nigeria from USA.

Best money transfer app in Nigeria

which app can I use to receive dollars in Nigeria? We have reviewed the different available providers for sending money to Nigeria, here are the listed top best apps to send money to Nigeria from USA and the best money-sending apps.

1. Instarem: is an online money transfer app that makes international payments directly to bank accounts with excellent exchange rates and affordable fees in 55 countries around the world.

It is the easiest, fastest, and cheapest way to send money from United States of America to Nigeria. Experience seamless online money transfers to your recipient in Nigeria.

And takes up to “2 business days” in order to process a payment transactional also has a “$50 minimum policy” limit.

Instarem supports multiple payment methods including
debit/credit card, bank transfers, and wire transfers” depending on the country you are sending from.
Once your account is verified, choose your transfer method and indicate the amount you would like to transfer

2. TransferGo: is a lot cheaper and faster-registered payment service provider.

TransferGo does not send money across borders but when you make a local payment to TransferGo,

it makes a local payment to the receiver.

It supports both Naira and USD money transfers and USD cash payouts.

You can send as little as 5 USD or Naira equivalent to 22 banks in Nigeria, as well as collect USD from 5 major banks.

3. Remitly: is a global money transfer and payments company with a network spanning America, Europe, Asia, Africa, Philippines, and Australia.

However, you can pay with a card or bank account using your credit or debit card when you need to send money fast, delivery is usually within minutes. Use your bank account when you’re able to wait three to five business days for your funds to be delivered.

The app offers competitive exchange rates and low fees, making it a cost-effective option. With Remitly, users can send money directly to bank accounts in Nigeria or choose a cash pickup option, providing flexibility and convenience.

4. WorldRemit: is a UK-based digital remittance service that’s one of the fastest and cheapest ways to send money internationally.

It offers money transfers in Nigerian Nairas (NGN) and US Dollars (USD).

Airtime top-up: Offer top-up credit for prepaid through mobile phone number and also charge free airtime.

Bank transfer: Offers send funds directly to a bank account using the receiver’s account details. Mobile money: instant transfer to the receiver’s registered mobile money account number.

5. Small World: is the largest payout network in the money transfer market that enables you to send money to over 230,000 locations in 190 countries worldwide.

To send money to Nigeria, you only need to:

Register “FREE” with Small World – If you don’t already have an account.

Create a beneficiary

You will see Naira as the default option but you can also switch to USD by clicking on the drop-down.

How to send money from USA to Nigeria bank account

To send money to Nigeria from the USA online? You have to compare money transfer services – Open an account online and or log in – Set up your transfer using your beneficiary’s bank details in Nigeria.
Enter Nigeria as your location and the amount of money you wish to transfer – Choose either bank account or cash pickup – Fund your transfer by transfer, debit, or credit card – Then, click “Send“.

How can I receive money from USA?


To have the money deposited directly into your account with a bank or financial institution via a bank transfer. Money transfer services have a network of local bank accounts around the world from which they can pay into the receiver. You can get these apps that are listed from your Google Play Store or App Play Store.
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