Remita Loans In Nigeria – Types, Requirement And How To Apply

Remita Loans In Nigeria – Types, Requirement And How To Apply


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Remita is an online payment financial service, launched in 2005 and is fully developed in Lagos Nigeria by SystemSpecs.

Fast emerging as Africa’s preferred payment platform, Remita is chosen by millions of people and thousands of organizations. It is the default payment gateway that facilitates the Federal Government of Nigeria’s Treasury Single Account (TSA), the largest and most impactful of its kind in Africa.

It enables you to make electronic payments through nine different channels, including the Remita Mobile App and Website, Internet Banking, Point of Sales (PoS) Terminals, Debit/Credit Cards, Merchant’s Website, Bank Branches, Mobile Wallets, and Standing Order/Direct Debit.

Remita Payment helps for personal or business purposes in any Commercial Bank, Microfinance Bank, Primary Mortgage Institution, or Digital Wallet.

The following banks are in partnership with Remita include; Access Bank, Afribank, Diamond Bank, Ecobank Plc, FCMB, First Bank, Fidelity Bank, GTBank, Skye Bank, Union Bank, Wema Bank, and Zenith Bank but the banks currently on Remita Mobile are Providus, Access, and Zenith Bank.

We are still Remita loans in Nigeria – types and how to apply but let’s look into the uses of Remita.

  • Buy Airtime
  • Buy Data
  • Buy Electricity
  • Cable TV
  • Pay Water
  • Pay TSA & States
  • Bills & Purchases
  • Pay Taxes
  • Pay Salaries & Statutory Payments
  • Resend Receipt or Invoice
  • Direct Debit & Standing Order
  • Buy WAEC PIN

Do you need a loan? Kindly check out this platform that allows you to compare loans from several lenders in minutes.

Also, see: Palmcredit Loan App- USSD Code For Loan In Nigeria

Requirement For Apply for Remita Loan

  • First Name
  • Last Name
  • Gender
  • Date Of Birth (Month/Day/Year)
  • Salary Bank
  • Proof of identity
  • Salary Account NumberPhone Number

How To Create A Remita Account?

To create or register a personal/corporate profile on Remita Web, Go to

  • Click on Sign Up.
  • In the dropdown under “This Registration is for“, select “My personal account“.
  • Fill in the required details.
  • Click on Proceed.
  • Type in the OTP sent to your mobile number and submit.

Remita Loan USSD Code

You can pay any generated Remita RRR Code without Internet connection. With the help of the fidelity USSD Code (*770#). Retrieval Reference (RRR) generated from the Remita platform, to make payments using the USSD code *770*RRR# to conclude the transactions.

Remita Loans In Nigeria

Remita loans perhaps, remain one of the most popular features of the platform in Nigeria. Basically, their loan system allows you access to loans through their partners, which includes payday, pay later, and page financials.

Payday loan

According to Wikipedia: a payday loan is a short-term unsecured loan, often characterized by high interest rates. The term “payday” in payday loan refers to when a borrower writes a postdated check to the lender for the payday salary but receives part of that payday sum in immediate cash from the lender.

Therefore, this sum is deducted as soon as your salary comes into your account. To access Remita’s payday loan, simply visit their website.


According to Wikipedia: a pay later is a type of short-term financing that allows consumers to make purchases and pay for them at a future date. BNPL is generally structured like an installment plan money lending process that involves consumers, financiers, and merchants.  Therefore, it is only accessible to customers with proof of steady income, which determines the maximum amount you can borrow.

Page financials – Remita’s financial partner

Page International Financial Services Limited is a Remita partner and one of the top loan providers in the country. It is an innovative retail finance institution (Licensed by Central Bank of Nigeria) in Nigeria. Page Financials provides quick loans, investment, and other financial services through our various channels including Internet and mobile app platforms. They allow you to opt for quick loans of up to N5million in less than 3 hours.

Remita Mobile App

Remita mobile app is a one-stop for all the financial transactions you might want to carry out as a business or individual.

Download the (Remita Mobile App) from the Google Play Store or the Apple Store and start using it today to buy airtime and data; pay for electricity, water, cable TV subscription, transfer money, track your expenses, request money, manage your finances, government bills and much more.

Some of its features include:

Send money and pay bills with ease
Manage your standing orders
Request money in style through electronic invoice
Easy tap-to-pay options through QR codes
View and manage your several bank accounts
Receipt generation and airtime/ data purchase

How To Become A Remita Agent?

  • Go to
  • Click on Sign Up.
  • Scroll down choose “This Registration is for“, select “SME/Corporate – Multi Signatory
  • Fill in the Corporate details and other information.
  • Type in the OTP sent to your mobile number and submit.
  • Retrieve your login details from your email and log in to reset your password.

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