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Quick Loan- Unity Bank Loan USSD CODE In Nigeria

Unity Bank Loan USSD CODE In Nigeria

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Here are the main topics we are going elaborate more on Unity Bank login, Unity Bank app, Unity Bank ussd code, unity bank loan, unity bank loan app, Unity Bank customer care, and how to get Unity Bank loan.


We are going to see how to download the Unity Bank app using a mobile app, iPhone, PC or smartphone and how to use Unity Bank USSD code.




To download Unity Bank on your mobile phone, on your Google Play store or app store; Use BANKING METHOD.

How To Open An Unity Bank Account

  • On your mobile phone and click on Google Playstore/App Store and Install the Unity Bank App.
  • Then, click “Open“.
  • Log in.
  • Enter your full “Name and Password“.
  • Provide necessary information needed for security purposes.
  • Submit.


You can visit the Unity Bank official website and tap open an account. At the Unity Bank account opening form, provide all necessary information needed. You can choose YES or NO for the BVN option. 

When you are done with registration, you can now perform all these activities such as check your account balance, loan, electricity bill payments, buy data, buy airtime for others, buy airtime for yourself, transfer money to an account, ATM card activation, and also transfer money to other bank accounts.

Also, see: Unity Bank Ussd Code For Transfer, Balance, Deposit, Loan, Data & Airtime

Here Are The Terms And Conditions For Applying For Unity Bank Loan

Here are the requirement needed, before you can apply for a loan from Unity Bank.

  • Enter your country, if you are a citizen of (Nigeria) or any other country.
  • You must have an active account on Unity Bank.
  • You must enter your (BVN) bank verification number and also provide your National ID card, and driver’s license.
  • You must have a certain amount on your account.

How to Borrow Money From Unity Bank

These are steps to follow to get a loan from Unity Bank: Turn on your internet, such as a PC or smartphone and visit your Google Play Store to download the Unity Bank App.

  • Log in” to your Unity Bank account.
  • Scroll down to the bottom of the homepage and click on the “finance” tab.
  • Choose the “Loan” option.


As a new user, complete the loan form by entering your full (FIRST, MIDDLE AND LAST) name, phone number, and home address.

  • Then, enter the loan amount you want to borrow.
  • Cross-check your information to know if it is correct and click on “Submit“.
  • Accept their “Terms and Conditions” before submitting.
  • You will be notified of the loan’s approval or rejection within a few minutes or hours.
  • Once, it is approved your desired amount will be sent to your account number.

How To Loan Using Unity Bank USSD Code

Here are the steps to follow, when you want to use the Unity Bank USSD code to loan. But have this in mind before you can follow these steps, you must have an active account with Untiy Bak and also use a mobile phone that has the registered number SIM.

Note: Using these steps, you don’t not a network connection on your PC or smartphone.

  • On your phone (keypad dialler), dial *7799# and send the code.
  • On the displayed menu, choose “Loan“.
  • Enter your (Account number).
  • Enter the amount you want and sent it.

Provide the necessary information that is needed to apply for a loan and submit it. Once, it is approved, a notification will be sent to your phone that your account has been credited.

In a tabular form, we are going to state the activities you can perform while using the UNITY BANK USSD CODE.

Self Recharge*7799*amount#
Transfer to Unity Bank*7799*1*account number*amount#
Transfer to Other Banks*7799*2*account*amount#
BVN Verification*7799*5#
Block Account*7799*9*phone number#
USSD on POS*7799*000*Ref ID#
Cardless Withdrawal*7799*8*amount#


Access (2000)*7799*32*smart card number*1#
Compact plus (10650)*7799*32*smart card number*3#
Compact (6800)*7799*32*smart card number*2#
Family (4000)*7799*32*smart card number*4#
Premium (15800)*7799*32*smart card number*5#


GoTV Lite (400)*7799*33*smart card number*1#
GoTV Max (3200)*7799*33*smart card number*2#
GoTV Plus (1900)*7799*33*smart card number*3#
GoTV Value (1250)*7799*33*smart card number*4#

How To Repay Unity Bank Loan

Now, let’s move to how you can repay your Unity Bank loan; after your loan has been approved you will be given a due date to repay the money you have borrowed.

The only way, you can make a payment is by logging into Unity Bank’s Online Banking; following the registration process and log in.  Then, click on “First-time” in the website login. You can now use the transfer function to make loan payments if you have a Savings account.

Note: Failure to repay your loan on that given due date, will attract an increase in interest on your loan (Avoid additional interest).

Unity Bank Loan Interest Rate

The Unity Bank Personal Loan is from (13.79% p.a. comparison rate*) with 1-7 year loan term options, letting you borrow as little as $500, with no maximum loan amount.

Unity Bank Customer Care

If you in any way have difficulties in how to loan using Unity Bank online banking app or Unity Bank USSD code, you can contact the Unity Bank customer agent for assistance.

Phone Address:

0708066000, 07057323225-30 or 08099152315 (WhatsApp)

Email Address:

[email protected] or Customer

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